Recent Articles

  1. First Time Home Buyers’ Tax Credit

    April 10, 2015

    Buying your first home is both an exciting adventure and at times a daunting process. In addition…


  2. Calculate Your Calgary Mortgage Fee Increase

    April 02, 2015

    Earlier this week I posted an article about how the Alberta 2015 budget affects you, especially if…


  3. Alberta Mortgage Fees Going Up This Summer: Alberta Budget 2015

    April 02, 2015

    People considering buying a house this summer should be aware of some changes to the fees…


Calgary's MOST Innovative Mortgage Broker

First Time Home Owner

First Time Home Owner

Buying your first home? Calgary Mortgage Broker Tim Lacroix will start working with you months in advance so that you put your best foot forward!  This means saving up sufficient funds for your…

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Risks need to be removed for entrepreneurs to be eligible for a good mortgage.  Tim Lacroix has helped HUNDREDS of Entrepreneurs qualify for their dream homes by developing pro-active and…

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Buy-Sell Your Home

Buy-Sell Your Home

Buying a home?  Selling?  Both?  Our community is a one stop shop armed with a team of Calgary's Best Realtors!  Community members can list their homes on our exclusive…

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Monthly Contests

Monthly Contests

By being part of our community, you're automatically eligible to be entered into our monthly draws. In 2012, we gave away Starbucks cards, iPads and Dinners!  Join our community and get…

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A Full Service Alberta Mortgage Broker

Full Service Alberta Mortgage Broker

Hi I'm Tim Lacroix, welcome to As a long time resident, I am proud to call Alberta home. Alberta is a beautiful place to live, play, raise a family and our future is only getting brighter.

As a managing director of Canada Mortgage Direct, a highly active Alberta mortgage brokerage, I’ve dealt with a significant number of clients. Despite the volume, each client’s situation is always unique. While some clients are looking for the lowest mortgage rates in Alberta others may have bad credit and may need a professional mortgage broker.

The team and I at Canada Mortgage Direct are successful for a reason. We focus on our core business, our clients satisfaction. Give me a call today, I’m here to help you.


Mortgage Services

Home Mortgage Financing

Mortgage Refinancing

Home Equity Loans

Second Mortgages

Rental Mortgages

Farm Mortgages

Private Mortgages

Self Employed Mortgage

Second Home Mortgage

Home Loans

Bad Credit Mortgage

Debt Consolidation

First Time Home Buyers

Construction Financing


Mortgage After Bankruptcy

PurchasePlus Improvements

New To Canada Mortgage


Serving All of Alberta:

Tim Lacroix and Canada Mortgage Direct are a Calgary mortgage broker offering the lowest mortgage rates in Alberta for mortgage refinancing, private mortgages and second mortgages for clients with good and bad credit across all of Alberta including:

Calgary, Edmonton, Red Deer, Lethbridge, Medicine Hat, Fort McMurray, Airdrie, Spruce Grove, Okotoks, Leduc, Sherwood Park, Grande Prairie, Lloydminster Alberta, St. Albert, Fort Saskatchewan, Camrose, Cochrane, Chestermere, Stony Plain, Brooks, Cold Lake, Beaumont, High River, Sylvan Lake, Wetaskiwin, Strathmore, Lacombe and Canmore.

By Tim Lacroix
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Calgary's Best Mortgage Rates

**Additional Unpublished rates may be available... please email