Your Mortgage Blue Print
Through a lot of hard work, you’ve paid off your loans, paid of your credit cards and somehow saved enough for a down payment on a house. After searching through countless listings and attending numerous open houses, you’ve found your first. . .
Tips on Your First Mortgage
It’s currently a buyers’ market with respect to real estate in Calgary. There are some things you should know about applying for a loan in this environment. Continue reading this blog for tips on how to get approved for your first home. . .
Can I Get a Mortgage?
Can I get a mortgage? It’s a simple question. Answering it, however, isn’t always so simple. Hidden inside those five words, can I get a mortgage, lurk more difficult questions regarding down payments, and credit. Business owners may find the waters we must wade through in order to qualify for a mortgage even more difficult … Continue reading Can I Get a Mortgage?
It’s that time of year again – Christmas is nearly here! However, with all the mayhem and madness that goes on during the holiday season it can be hard to find time to relax and enjoy yourself! If you want some ideas on how to make the most of the holiday season, along with some … Continue reading Christmas Checklist!
The Five C’s of Credit
When we help a client obtain mortgage financing, we need to look into your overall credit risk. We seek out clients that demonstrate a history of strength and stability with respect to the Five Cs of Credit. This is done for your protection – to ensure that you don’t obtain financing that you will have … Continue reading The Five C’s of Credit
Closing costs are a list of charges you will encounter as you purchase your home. Many people are surprised at the additional costs over and above the price of the house! The Canadian Mortgage and Housing Corporation (CMHC) recommends at least 1.5%of the purchase price for closing costs in addition to the down payment. Depending … Continue reading Closing Costs